Out of the car. Into your community.
Micromobility Advocacy

Are you a
pump chump?

Quit the pump. Keep the change.

The pump makes a chump of you every fill-up — and counts on nobody ever doing the math. Here’s the math, and the resources to actually switch. You don’t have to be a cyclist — just a person willing to bike the easy trips.

Pump Chump Fuel Co. · Receipt № 0001
What you pour into it
Average car payment, monthly $750.006
Every mile ridden instead 77¢ kept1
…and gas5 is the cheap part. Run your number
Item 01 — The Real Idea Pump Chump · Case File · P.1

Most of your driving
is optional.

Nobody sat down and chose this — it got built around us. Cars got bigger, gas got pricier, and “I’ll just drive” became a reflex instead of a choice. No guilt trip — just noticing: half your trips are short, flat, and faster by bike than you think.

Item 02 — The Case Four entries, all sourced · P.2

You don’t have to
become a cyclist.

It’s a genuinely good deal — four reasons the bike wins, none of which ask you to become a different person, buy spandex, or sell the car.

01 — The Money
$0.77 /mi

Recurring bill vs. one-time buy

Gas and car ownership charge you every month, forever. A bike charges you once. Dropping a second car or a daily short drive frees up real money.1

02 — The Body
~20 min /day

A workout you don’t schedule

Replacing one short drive a day folds real activity into errands you were already running. No gym membership, no New Year’s resolution to fall off in February.2

03 — The Planet
~50%

Of trips are 3 miles or less

About half of all trips are under three miles — exactly the ones a bike handles cleanly. Quiet, no tailpipe, no idling in the school pickup line.3

04 — The Time
Often faster

Door-to-door, once you count parking

For trips under three miles in town, a bike frequently beats a car once you add circling for parking and walking back. Quitting the pump can also save you ten minutes.4

Balance · in your favor Rounded · see sources →
Item 03 — The Math Annual cost of getting around · P.3

The descent to zero

Worst to best, left to right: the whole car, then just its gas, then the bike that ends it. The drop to zero is the message.

$12,000/yr
Car, all-in / year
Fuel, insurance, the rest
$3,000/yr
Gas / year
Just the fuel, one truck/SUV
$2,000 once
A good bike, once
One-time, then it’s yours
$0/yr
Free
Pedal-powered
Pump chump Free

Every mile you ride instead is 77¢ that stays yours. Run your number →

Rounded for readability, sourced below — gas and car costs are annual; the bike is a one-time buy that pays for itself fast. Your mileage, and your savings, will vary. Sources →

Item 04 — The Honest Math Your number · P.4

What’s the pump
costing you, exactly?

Slide in the short car trips you take each week — the coffee, the gym, the school run. We’ll do the honest arithmetic. The pump won’t like the answer.

Only count trips a bike could plausibly cover — under ~5 miles, flat-ish, not hauling a sofa.
All-in uses AAA’s 2025 figure of $0.77/mi (fuel, insurance, depreciation, maintenance, finance). Fuel-only assumes ~19 mpg (truck/SUV real-world) at ~$3.75/gal.5 Flip it around: every mile you pedal instead is 77¢ kept.
Pump Chump · Your Number
You’re feeding the pump roughly
$2,002/yr

All-in driving cost on trips a bike could cover. A $2,000 bike pays for itself in ~12 months.

$513 fuel $1,489 everything else
Fixable

A model for self-reflection, not financial advice — figures are rounded but sourced. Built by a banker who can’t help checking the math. Sources →

Lock that number in — take the pledge →

Item 05 — Week One Three small moves · P.5

The whole first week

No cold turkey, no selling the car this afternoon. Small wins, not purity — here’s the entire first week, start to finish.

1
01 — The Reflex

Notice it

Catch the reflex. That half-mile drive for a coffee? Optional. Say it with a straight face — “the pump’s been playing me” — and you’ve already done the hardest part.

2
02 — The Trip

Ride one trip

Pick the shortest car trip you take each week — the coffee, the gym, the school drop. Then take the calm route, not the car route: a route planner will put you on quiet streets and greenways you’ve driven past for years. That’s the whole first week. One trip, the easy way.

3
03 — The Habit

Keep it rolling

Stack the wins. Track the miles you didn’t drive. Wear the badge. And when you’re ready, pull someone else out of the line at the pump.

Item 06 — The Yeah-Buts Four fair questions · P.6

Yeah, but…

Four things stop almost everyone, and not one of them is silly. They’re the right questions to ask — and every one has a real answer. Here they are, straight.

“But is it safe…”

Pick the calm route, build confidence

You don’t have to ride the scary road. Low-stress route planners route you onto greenways and quiet streets, and a free skills class makes traffic feel normal fast.

Find a calm route
“But the hills…”

E-bikes flatten them

Pedal-assist turns a brutal climb into a light workout — you still pedal, the motor just deletes the hill. The thing that stopped you is the thing that’s most solved.

See the e-bike guide
“But the weather…”

Fewer bad days than you think

Most places have far more rideable days than not. Start in the easy season to build the habit, add a cheap rain jacket, and skip the days you want to. There’s no bad weather, only soft clothing.

“But the kids and groceries…”

Bikes haul more than you’d guess

Panniers swallow a grocery run, a trailer carries the toddler and the dog, and a cargo bike does the whole school-and-Costco loop. People raise families car-free on two wheels.

Ready when you are. Take the pledge →

Item 07 — The Toolkit Vetted · free · live links · P.7

Resources that
actually help

These are the real organizations and tools that get normal people riding — vetted, free, and genuinely useful. No fluff, no affiliate junk, no sign-up walls.

Item 08 — The Local Scene Where it’s already working · P.8

Your chapter is
wherever you ride

This works anywhere there’s a short trip to skip. But some places make quitting almost too easy — so we’ll start with a flagship.

The Razorback Greenway curving through Ozark forest with everyday cyclists in the distance
Flagship Chapter

Northwest
Arkansas

Bentonville and the OZ Trails turned a quiet corner of the Ozarks into one of America’s premier riding regions. Hundreds of miles of trail, bike-friendly streets, and a culture that treats two wheels as transportation, not just recreation.

300+
Miles of connected trail
Most days
Are riding days
Everyday
Transportation, not recreation

Not in Arkansas? Start where you are.

The flagship is an example, not a requirement. Wherever you are, the fastest path is the short trip in front of you and the bike lane nearest your door.

In NWA: Trailblazers / OZ Trails for 300+ miles of connected trail, community classes, and local advocacy.
Anywhere: find your nearest greenway or protected lane, then look up your local bike coalition — most cities have one.
Map one car trip you could ride this week — and ride it.
Ride this week’s trip
Item 09 — The Proof Do one thing this week · P.9
Item 10 — The Gear A movement with a merch table · P.10

Wear the cause

A movement with a merch table, not the other way around — what you spend goes straight back into stickers, shirts, keeping the lights on, and local bike advocacy.

Best seller
★ QUIT THE PUMP ★
Pump
Chump
KEEP THE CHANGE

Pump Chump Badge

3″ weatherproof round. For your bike, bottle, helmet, or laptop. The merit badge for quitting the pump.

Ask me how
RECOVERING PUMP CHUMP
ASK ME HOW

Bumper Sticker

11″×3″. Excellent on the back of a car you’re about to sell. The last thing it’ll ever advertise.

The whole brand
The Road to Zero
$12k $3k $2k $0
Pump Chump · pumpchump.org

The Road-to-Zero Tee

Soft ring-spun cotton. The question on the front; the whole road to zero — car, gas, bike, $0 — across the back. The entire pitch, worn.

New
★ ★ ★
Save
Money
RIDE FREE

Save Money, Ride Free

3″ weatherproof round, in deep green. The whole idea in three words — for your bottle, your frame, your laptop.

The recruit
Not a cyclist.
JUST A PERSON
ON A BIKE.

The Not-a-Cyclist Tee

Soft ring-spun cream. “Not a cyclist.” on the chest — “JUST A PERSON ON A BIKE.” across the back. The whole invitation, worn.

No plate required
The Bicycle State
NO·PL8
Registration: none · Fees: $0 Exp: never

The No-Plate Plate

11″×3″ bumper sticker drawn as a license plate for the vehicle that doesn’t need one. Registration: none. Fees: $0. Expires: never.

Item 11 — Straight Answers Honest questions · P.11

Honest questions,
straight answers

Wait — is this making light of addiction recovery?
No. The only habit we’re talking about is unnecessary driving. Addiction recovery is serious and we’re not in that business — if you’re dealing with the real thing, please talk to a professional. We’re just here about the gas.
I can’t bike everywhere.
Nobody’s asking you to. Progress, not purity. Keep the car for the trips that actually need it. Replace the ones that don’t. Even one trip a week counts.
Do you hate cars?
We hate the default — the reflex to drive a half-mile trip you could’ve ridden in the same time. Cars are great tools. They’re terrible habits.
Are the numbers real?
Mostly yes, and we’ll show our work. Car costs come from AAA’s “Your Driving Costs,” gas from the EIA, the short-trip share from the federal travel survey, activity from the CDC — all linked in the sources, all rounded for readability. The one exception is flagged there too: the door-to-door time claim is a rule of thumb, not a study. The direction is the point: gas is a recurring bill; a bike is a one-time buy that quits charging you.
Where does the merch money go?
Back into the program — more stickers, more shirts, keeping the site up, and supporting local bike advocacy. It’s a movement with a merch table, not the other way around.
Item 12 — The Inbox A person reads every note · P.12

Got an idea?
Let’s hear it.

A route worth sharing, a local chapter trying to get off the ground, a number you reckon we got wrong, or just a hello — it lands straight in our inbox, and a real person reads every one.

A person reads every note Ideas & corrections welcome No bots, no autoresponders

We use your email for one thing: to write back. No list, no spam, no sharing. How we handle your data →

Drop us a note · Pump Chump
Say something
Goes straight to a real inbox — we read every one. Your email’s only used to reply.
Got it
Note received.

Thanks — we’ll be in touch. Now go quit a trip.

Item 13 — The Pledge Signature line · P.13

One less tank
this week.

Drop your email. We’ll send the occasional short nudge — a route, a stat, a reason to leave the keys home. Never more than one a week, usually less. No spam, no nonsense. Just a hand on the handlebar.

One a week, tops Unsubscribe anytime We never sell your email

We use your email for one thing: the occasional nudge. No spam, no selling, no sharing beyond the service that sends it. How we handle your data →

The Occasional Nudge · Pump Chump
Drop your email
Never more than one a week — usually less. No spam, and we never sell your email. The rest is downhill.
QUIT THE PUMP KEEP THE CHANGE You’re in
You’re in. Go ride.

No confirmation needed — the next nudge lands within the week. First stop: ride one trip and tag us.